The Benefits and Requirements of Workers Comp Claims

a bandaged hand holds a work comp claim sheet

All employees are eligible to get their workers compensation if they get injured at work. This state insurance program helps them cover relevant expenses and other losses. Specific rules and laws may differ from one location to another, and that’s why you need to hire the best workers compensation lawyer who is aware of these differences.

  1. Learn more about the benefits you can get when filing a claim. Basically, it includes your medical expenses, rehab costs, lost wages, disability pension, and so on. Each case is different, so some victims can get all of these benefits, while others receive only a few of them.
  2. Get more info about the basic requirements that must be met. You must be the actual employee because independent contractors are not covered. Your injuries or ailments must be related to your job.
  3. Be aware of how to process your workers comp claim. There are several important steps that should be followed to receive what you deserve. a bandaged hand holds a work comp claim sheet
    • Inform your employers about the injuries or other medical conditions you get at work. This notice must be provided within one month maximum. At times, some health conditions may appear over time, but you still need to report about the, as soon as you notice their symptoms.
    • Go to a clinic to get the necessary treatment and follow all instructions of your doctor. Do not forget to make the copies of medical records.
    • File a workers comp claim, and your employer has to provide you with special insurance forms.
    • Save the copies of all official papers to build a strong case.
  4. Find out more about the injuries covered by this kind of claim. Your workers compensation is designed to provide you with legal benefits regardless of who is at fault. Your injuries must be related to your work, and it is the only requirement that allows getting your fair compensation. Some of the most common medical conditions include repetitive stress injuries, physical damages, mental ailments, slip and fall accidents, falling objects, and so on.
  5. Certain injuries can’t be covered by your workers compensation. They include self-inflicted injuries, the ones resulted by committing a crime, taking illegal drugs, reckless behavior, violating employment policies and others.
  6. Some groups are not covered by this compensation. They include business owners, federal employees, self-contractors, farm workers, unpaid volunteers and some others. Contact a reliable lawyer to find out whether you are eligible to get your compensation when filing a claim.

Comments are closed.